SBI Shubh Nivesh — Maturity Calculator
Estimate expected maturity value for monthly SIP or lump-sum contributions. This tool is for planning only; actual plan benefits may vary.
The SBI Shubh Nivesh Plan is a traditional endowment policy offered by the State Bank of India Life Insurance (SBI Life). It helps you save systematically while offering life cover and guaranteed maturity benefits. To simplify planning, an SBI Shubh Nivesh Maturity Calculator lets you estimate your returns, maturity amount, and premiums in just a few clicks.
Whether you are want to saving for your child’s education, marriage, or long-term wealth creation, this calculator can help you make an informed decision.
What Is SBI Shubh Nivesh Plan?
SBI Shubh Nivesh is a participating traditional endowment plan that offers both insurance and investment benefits. It ensures financial protection for your family and a lump-sum maturity amount at the end of the policy term.
You can choose between:
- Endowment Option: Lump sum payout at maturity
- Whole Life Option: Coverage continues even after the maturity amount is paid
Key Features of SBI Shubh Nivesh Plan
- Guaranteed Returns: Fixed maturity amount with possible bonuses.
- Life Cover: Provides financial security to your family in case of an unfortunate event.
- Flexible Premium Payment: Choose between single or regular premium options.
- Loan Facility: Option to avail a policy loan after a few years.
- Tax Benefits: Eligible for deductions under Section 80C and 10(10D) of the Income Tax Ac
How the SBI Shubh Nivesh Maturity Calculator Works ?
The SBI Shubh Nivesh maturity calculator helps you estimate how much you’ll receive at the end of the policy term.
You have to just enter a few details:
- Age of Policyholder
- Sum Assured (Investment Amount)
- Policy Term (Years)
- Premium Payment Mode (Monthly, Quarterly, Half-Yearly, Yearly)
When you are enter these details to the calculator , the calculator automatically shows:
- Estimated maturity value
- Total premiums paid
- Bonus additions (if applicable)
- Death benefit amount
This SBI Shubh Nivesh maturity calculator will helps you to compare and choose the right policy term and investment amount to meet your financial goals.
Benefits of Using the SBI Shubh Nivesh maturity Calculator
There are many Benefits of Using the SBI Shubh Nivesh maturity Calculator are listed below.
- Quick Estimation: Saves time and effort compared to manual calculations.
- Accurate Results: Based on real policy parameters and bonus rates.
- Financial Planning: Helps plan long-term goals like retirement or child education.
- Comparison Tool: Compare SBI Shubh Nivesh with other investment plans easily.
Example of SBI Shubh Nivesh maturity Calculator
Suppose you are a 30 years old and you are choosing a Sum Assured of ₹5,00,000, and a policy term of 20 years.
As per your choosies and Depending on the bonus rates and policy performance, your maturity amount could be around ₹9–10 lakhs.
(Note: The actual value may vary based on declared bonuses and policy options.)
Why Choose SBI Shubh Nivesh?
SBI Life is one of the most trusted insurers in India,run by the State Bank of India. The plan is ideal for conservative investors seeking a safe, long-term investment with guaranteed benefits.
What is the minimum policy term in SBI Shubh Nivesh Plan?
The minimum policy term is 15 years.
Can I take a loan against my SBI Shubh Nivesh policy?
Yes, you can avail a policy loan after the plan acquires a surrender value.
Is SBI Shubh Nivesh a good investment?
Yes, it’s a stable and secure option for those looking for long-term savings with life cover.